custom motorcycle insurance

Custom Motorcycle Insurance

What is most important in custom motorcycle insurance policies?
Some bikes are considered Vintage Motorcycles, so many companies offer huge savings on classic motorcycle insurance because you wont be riding many miles on them.

When you compare policies for classic Kawasaki motorcycle insurance, Suzuki motorcycle insurance, Harley motorcycle insurance, Yamaha Finance or Honda Finance to others, make sure they include the following:
  • Liability, collision and comprehensive coverage.
    • Most states have a law requiring that you have liability insurance.
    • Liability covers injury and property damage to other motorists.
    • Collision pays for damages to your bike caused by an accident.
    • Comprehensive protects your bike against fire, vandalism and theft.

What determines your classic motorcycle insurance premium?
A number of factors can affect the price of custom motorcycle insurance, including:

  • The Number of Miles Youll Ride Per Year. On a classic, you wont be riding cross-country.
  • Replacement Cost Coverage to replace your vintage bike, not just its depreciated value, in case its totaled during an accident.
  • The displacement size of your motorcycle's engine in cubic centimeters (cc).
  • The brand and exact type of your motorcycle (Kawasaki, Vespa, Honda, Harley Davidson, etc.).
  • The policyholders age, place of residence, existing traffic record, and driving experience, as well as how youll use your bike, if its active or in your garage, and how many miles you ride it each year.
  • Look for discounts on custom motorcycle insurance from most insurers to really drive down your fee, such as drastically lower rates for insuring multiple vehicles, for wearing helmets, installing anti-theft devices, and more.
GEICO Insurance
Born to ride? Geico motorcycle insurance was born to save you money. By insuring your motorcycle with GEICO, you may be eligible for safe rider discounts. Get a quote today!
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